When specific events associated with a hospital visit occur, policyholders receive cash benefits that can be used to help cover everything from treatment costs to expenses that health insurance doesn’t typically cover, such as, rent, gas, groceries, utilities, child care and other necessities. Do your kids realize just how much money you’re really worth once all your assets are added up? If they’re anything like the adult offspring surveyed for Fidelity Investments’ “Family & Finance Study,” the answer is a resounding — and rather scary — “no.” In fact, seven out of 10 of them underestimated their parents’ estate by an average of $278,000.
That’s right, by more than a quarter of a million dollars. The reason that’s scary — and why it should be a wake-up call for even those with modest estates they hope to pass on to heirs — is simple: It illustrates a breakdown in communications that Kevin Ruth, head of Fidelity’s wealth planning and personal trust, says badly needs addressing through ‘frank conversations” between parents and their adult children.
We all want our kids to have movie-star smiles as adults. As parents, this means knowing how to protect their teeth when they’re young, while ensuring that they practice good dental health care for a lifetime. Because February is National Children’s Dental Health Month, it’s the perfect time to “brush up” on instilling good oral-hygiene habits.

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